by mylenderjackie | Dec 20, 2015 | Uncategorized
It’s the most wonderful time of the year !! Time to hop in your car , drive-through Starbucks or Chocxo and grab some hot cocoa’s and go for a drive for the best Christmas lights in Lake Forest. These are my favorites and the pictures don’t hold a...
by mylenderjackie | Dec 3, 2015 | Credit
Below are the newest guidelines for Fannie Mae and Freddie Mac (Conventional Loans) which show how long you would have to wait to get a home loan after a “Bad Credit” event. Conventional loans are typically the best rates and terms available. There are...
by mylenderjackie | Oct 7, 2015 | Loan Programs
— All About TRID (the new mortgage disclosures) Starting this week – after October 3rd – getting a mortgage loan has a new disclosure process designed to help the consumer understand, in a clear format, the complexities of a real estate...
by mylenderjackie | Aug 4, 2015 | Buying
2015 is looking to be the year of the boomerang buyer, or repeat homebuyer. The housing crash in 2008 caused financial hardships for many, but now buyers are looking to get back into the market to purchase a home and take advantage of the low rates and rising...
by mylenderjackie | Jul 21, 2015 | Buying
Average mortgage rates jumped from 3.5% in April to 4.125% in July on 30-year fixed rate conventional loans, an increase of .625%. Due to increase in rates, home buyers have lost around 7.5% in purchasing power in just the past four months. HOW RISING INTEREST RATES...
by mylenderjackie | Jun 7, 2015 | Credit
Want to buy a house? Wondering if you can qualify? We can help and now is the time to get started. Give us a call and we can review your credit situation and even pull a complete credit profile for FREE! The major purchases you make, like a home or a car, are...
by mylenderjackie | May 31, 2015 | Buying
The real estate market is as tough as ever and getting any kind of edge over your competitors is great, no matter how small or superficial it may seem.Any real estate agent knows that branding and personality shine in this buyer’s market. Of course, buyers also want a...
by mylenderjackie | Apr 22, 2015 | Homeownership
Think Twice Before You Lease Solar Panels for Your Home! “Going Green” is a hot topic across the country. Home owners and home buyers need to consider the many factors below, before committing to solar panels for your home. A recent study has shown that solar...
by mylenderjackie | Feb 27, 2015 | Uncategorized
California offers a wide variety of homes to satisfy any buyer’s desires. VA loan buyers need to focus on certain types of properties so they can get a final VA Loan Approval. Condos, manufactured homes, co-ops, single-family homes — California real estate has...
by mylenderjackie | Sep 16, 2014 | Loan Documents
“Why do I have to provide so many documents when applying to purchase a new home?” “It seems like the bank needs to know every detail about my financial background, previous residences and additional verification from my employer and the IRS.” “I’ve heard from my...