Home Loans for Fixer Uppers – 203K Loan

Home Loans for Fixer Uppers – 203K Loan

by | Jul 22, 2019 | Loan Programs

If you are considering buying a home that needs a little bit of TLC, an FHA 203K loan might be the best option. An FHA 203K loan also sometimes referred to as a re-help loan or construction loan, allows the borrower to finance two major items in one, the house itself,...

How to Get Out of the YGRENE HERO-PACE Loan

by | Mar 25, 2019 | Loan Programs

  YGRENE is the same PACE program for Northern California homes whereas the HERO home loan is for Southern California. Both are similar programs but it’s important to understand each and how to get out of it if you have gotten yourself into one thinking it...

Hidden Things That Can Ruin Your Credit Score

by | Sep 17, 2018 | Credit

Your credit score and history is one of those magical things that sit out there in the inter-webs just waiting to be increased, decreased, or inquired upon. That magical little number can offer excellent rates on loans or prevent you from getting the home of your...
Avoid Home Loan Pre-Approval Shaming

Avoid Home Loan Pre-Approval Shaming

by | Jul 24, 2018 | Loan Approvals

Being Pre-Approved is Your #1 Home Buying Preparation Tool Unless you are paying cash for a house it is imperative to get a mortgage pre-approval letter. What is this letter? A preapproval letter is a letter from your mortgage officer or bank,  stating that you can...