by mylenderjackie | Apr 26, 2022 | Buying, Loan Programs
An investor cash flow loan is also sometimes recognized as a debt service coverage ratio loan. This type of loan is designed specifically for real estate investors hoping to use other means than tax returns to qualify for a mortgage to purchase an investment property...
by temineth | Apr 21, 2022 | Buying
Easier moving can start with thorough preparation. Not only are expecting moms required to handle the chores of prepping the new place on top of packing the old, but they must always be thinking of what’s OK for the baby. One of the first things to do to help is to...
by mylenderjackie | Apr 19, 2022 | Loan Programs
If you have applied for a traditional or conventional loan and been denied approval you are not alone. In fact, there are many borrowers that are perfectly capable of repaying a loan that doesn’t quite fit the parameters of these types of mortgage loans. If you find...
by mylenderjackie | Apr 11, 2022 | Blog
With interest rates increasing and home prices seeming to skyrocket, many people are fearful that the real estate market is heading for a big bubble burst or a gigantic crash. But learning from housing market crashes of the past, there are four major signifiers that...
by mylenderjackie | Mar 29, 2022 | Loan Approvals
Is it Possible to Get a Mortgage Without a Job? It is a possibility to obtain a mortgage loan or to refinance your current home loan when you are currently unemployed for whatever reason, be it a gap in employment, having enough wealth not to need employment, or...
by mylenderjackie | Mar 14, 2022 | Loan Programs
Non QM Loans After Bankruptcy or Foreclosure – Home prices have been climbing at very quick rates over the last few years, especially in 2021. They are expected to increase and the housing market to remain strong for at least the next year. This coupled with an...
by mylenderjackie | Mar 7, 2022 | Loan Programs
The non-QM loan is another name for non-conforming home mortgage loan programs. These types of loans do not have to stick to the parameters and requirement rules set by federal entities in order for them to be backed. These are loans strictly done by the lender to...
by mylenderjackie | Feb 28, 2022 | Loan Programs
Reasons a Non-QM Mortgage Might be Better Than a Traditional One – Not every person hoping to purchase a home will be able to qualify for a traditional conventional 30-year fixed-rate mortgage. This can be due to several different reasons that do not meet up to...
by mylenderjackie | Jan 31, 2022 | Stated Income Loans
Home Loans for Self-Employed Without Tax Returns! What is a Bank Statement Loan for Self Employed Borrowers? Find Out if You Qualify for a No-Tax-Return Loan! Name Email Address SEND What is the Best Loan for Self-Employed People? Ideal for The Self-Employed There...
by mylenderjackie | Jan 24, 2022 | Loan Programs
If you’re single and responsible for the care of one or more children in your home it can be more challenging to purchase a home as compared to a couple of people using a dual income to qualify for a mortgage. While homeownership may feel like it is becoming more and...