Tips to Moving with Pets 2023

by mylenderjackie | Mar 27, 2023 | Buying

Moving can be stressful for the entire household, including pets. Moving brings plenty of noise, change in routine, and added hustle and bustle. It’s easy for both humans and pets to get overwhelmed. To make this adjustment less stressful for your pet, there are...

Does the Length of My Credit History Matter?

by mylenderjackie | Mar 15, 2023 | Credit

Does the Length of My Credit History Matter? – Your credit score is one of the most important metrics underwriters look at to determine your eligibility for a mortgage. This 3-digit number says a lot about how you manage debt and whether you are able to take on...

Donating and Decluttering Before A Move

by mylenderjackie | Mar 15, 2023 | Homeownership

The process of decluttering doesn’t have to be complicated. Start by making time to sort through your belongings before the move. The more time you have, the better, as it allows you to put more thought into decluttering decisions. Next, create a plan on how to tackle...

What is PMI and How Do I Know If I’ll Have to Pay It?

by mylenderjackie | Mar 7, 2023 | Purchasing a Home

What is PMI and How Do I Know If I’ll Have to Pay It? The more you research buying a home, the more acronyms you will come across. If you’re feeling lost among all the new terms, we can help break it down so that you feel confident and well-informed to...

How Alimony and Child Support Affect Your Mortgage Application

by mylenderjackie | Feb 20, 2023 | Credit

Buying a home after divorce can be complicated, especially if your income is a combination of your wages, alimony, child support or if you are the one making alimony or child support payments. With the right information and a great loan officer on your side,...

3 Common Challenges for Self-Employed Mortgage Borrowers

by mylenderjackie | Feb 14, 2023 | Loan Programs

Common Challenges for Self-Employed Mortgage Borrowers – Qualifying for a mortgage as a self-employed borrower is entirely possible, especially with knowledgeable professionals on your side. It helps to understand the common challenges self-employed borrowers...

7 Things to Avoid After Applying for a Mortgage

by mylenderjackie | Jan 30, 2023 | Credit

7 Things to Avoid After Applying for a Mortgage – “Congratulations, you were pre-approved for your mortgage!” This exciting message likely comes with a sigh of relief, and allows you to enter escrow on that home you are thrilled to buy. There are a...

Why Does Debt-to-Income Ratio Matter?

by mylenderjackie | Jan 24, 2023 | Loan Approvals

Why Does Debt-to-Income Ratio Matter? There are multiple metrics lenders use to determine someone’s ability to repay a mortgage, as well as how much debt they are able to take on. The more you understand the mortgage approval process and what your lender is...

What Do Lenders Want to See from a Self-Employed Borrower?

by mylenderjackie | Jan 16, 2023 | Buying, Stated Income Loans

What Do Lenders Want to See from a Self-Employed Borrower? – Are you a self-employed borrower hoping to buy a home in the new year? Qualifying for a mortgage without traditional proof of employment and income may sound scary, but when you work with a lender who...

Should You Refinance in 2023?

by mylenderjackie | Jan 11, 2023 | Refinance Your Home Loan

Should You Refinance in 2023? – The refinancing storm of the past few years has calmed down significantly as the FED has raised the federal funds rate, but that doesn’t mean your opportunity to refinance has necessarily passed. There are still some people...