Can I Refinance if I’m Self-Employed?

by mylenderjackie | Jan 4, 2023 | Refinance Your Home Loan

Refinancing as a self-employed person might seem out of reach. Without typical proof of income or tax returns to prove to your lender that you can afford your home, qualifying for a traditional mortgage refinance is tricky. But that doesn’t mean you can’t...

Is Raising Your Credit Score Your New Year’s Resolution?

by mylenderjackie | Dec 26, 2022 | Credit

Is Raising Your Credit Score Your New Year’s Resolution? – Trying to decide on a good New Year’s resolution for 2023? Consider making yours work to raise your credit score. It might not be as hard as you think, and the benefits are significant. If...

2-1 Buydowns for Self Employed Borrowers

by mylenderjackie | Nov 29, 2022 | Stated Income Loans

2-1 Buydowns for Self Employed Borrowers – Have you heard about a 2-1 buydown? This mortgage solution can provide borrowers with an way to lower their mortgage interest rate temporarily, and is often ideal for self-employed borrowers. Keep reading for everything...

What to Know about Discount Points

by mylenderjackie | Nov 21, 2022 | Buying

Are you looking for creative solutions to make buying a home today affordable? With rising interest rates, some buyers are concerned about how to afford the home they want. One of the solutions available today is buying discount points. To learn more about what...

What to Do Before Applying for a Self-Employed Mortgage

by mylenderjackie | Nov 15, 2022 | Credit

Qualifying for a self-employed mortgage without a traditional job may sound stressful. When you realize that your lender will need proof of income, and your income is variable or has a shorter history because you are self-employed, you may be wondering how you can...

Home Loan Options For Buyers With A Small Down Payment

by mylenderjackie | Nov 8, 2022 | Loan Programs

Home Loan Options For Buyers With A Small Down Payment – If you are buying a home, then you are most likely looking for a home loan. Many people who don’t have the funds for a down payment assume that they won’t qualify, but there are options for...

The Details of A Conventional Loan

by mylenderjackie | Oct 24, 2022 | Loan Programs

Do you remember the first time you thought about purchasing a home? You most likely had the best and most aesthetically pleasing home in your mind’s eye. All of these fun imaginative ideas can come true but you probably weren’t thinking about a mortgage,...

DSCR Loans for Investors

by mylenderjackie | Oct 17, 2022 | Loan Programs

DSCR Loans for Investors – Looking for a creative way to invest in real estate without verifying income? A DSCR loan might be the perfect way to spice up your real estate portfolio. By purchasing an investment property, you can add a stream of income that can be...

How To Choose Your Mortgage Lender

by mylenderjackie | Oct 11, 2022 | Blog

When you want to purchase a home you usually contact a real estate agent first. They will then put you in contact with a mortgage lender if you haven’t already started working with one. You aren’t ready to buy your first home until you are pre-approved and...

Home Loan Options for Self Employed

by mylenderjackie | Sep 27, 2022 | Loan Programs

Home Loan Options for Self Employed – When you’re self-employed and you want to buy a home, you fill out the same mortgage application as everyone else. Mortgage Lenders also consider the same things when you’re a self-employed borrower: your credit score, how...