Tips for Non-QM Mortgage Approval – When Conventional Just Won’t Do

by mylenderjackie | Apr 19, 2022 | Loan Programs

If you have applied for a traditional or conventional loan and been denied approval you are not alone. In fact, there are many borrowers that are perfectly capable of repaying a loan that doesn’t quite fit the parameters of these types of mortgage loans. If you find...

4 Major Factors of a Housing Crash and Why We Aren’t in One

by mylenderjackie | Apr 11, 2022 | Blog

With interest rates increasing and home prices seeming to skyrocket, many people are fearful that the real estate market is heading for a big bubble burst or a gigantic crash. But learning from housing market crashes of the past, there are four major signifiers that...

Obtaining a Mortgage without a Job

by mylenderjackie | Mar 29, 2022 | Loan Approvals

Is it Possible to Get a Mortgage Without a Job? It is a possibility to obtain a mortgage loan or to refinance your current home loan when you are currently unemployed for whatever reason, be it a gap in employment, having enough wealth not to need employment, or...

Non QM Loans After Bankruptcy or Foreclosure

by mylenderjackie | Mar 14, 2022 | Loan Programs

Non QM Loans After Bankruptcy or Foreclosure – Home prices have been climbing at very quick rates over the last few years, especially in 2021. They are expected to increase and the housing market to remain strong for at least the next year. This coupled with an...

Applying for a Non-QM Loan After Traditional Loan Denial

by mylenderjackie | Mar 7, 2022 | Loan Programs

The non-QM loan is another name for non-conforming home mortgage loan programs. These types of loans do not have to stick to the parameters and requirement rules set by federal entities in order for them to be backed. These are loans strictly done by the lender to...

Reasons a Non-QM Mortgage Might be Better Than a Traditional One

by mylenderjackie | Feb 28, 2022 | Loan Programs

Reasons a Non-QM Mortgage Might be Better Than a Traditional One – Not every person hoping to purchase a home will be able to qualify for a traditional conventional 30-year fixed-rate mortgage. This can be due to several different reasons that do not meet up to...

How to Get a Home Loan Without Tax Returns

by mylenderjackie | Jan 31, 2022 | Stated Income Loans

Home Loans for Self-Employed Without Tax Returns! What is a Bank Statement Loan for Self Employed Borrowers? Find Out if You Qualify for a No-Tax-Return Loan! Name Email Address SEND What is the Best Loan for Self-Employed People?  Ideal for The Self-Employed There...

Mortgage Tips for Single People with Children

by mylenderjackie | Jan 24, 2022 | Loan Programs

If you’re single and responsible for the care of one or more children in your home it can be more challenging to purchase a home as compared to a couple of people using a dual income to qualify for a mortgage. While homeownership may feel like it is becoming more and...

How Many Mortgage Lenders Should You Apply To?

by mylenderjackie | Jan 19, 2022 | Blog

How Many Mortgage Lenders Should You Apply To? It is not uncommon to hear that you should shop around when applying for a mortgage. But what is often not advised is just how many different mortgage options you should look at or how exactly you should carry out your...

Federal Reserve Actions Could Make Getting Mortgages Easier

by mylenderjackie | Jan 10, 2022 | Loan Approvals

Federal Reserve Actions Could Make Getting Mortgages Easier – Rates have been slowly climbing in response to the federal reserve stance on inflation but homebuyers shouldn’t worry about having trouble qualifying for a mortgage loan in the months to come....