100% Paper-Free Mortgage Applications?
Getting approved for a mortgage could get a whole lot easier! If you’ve ever financed a car you know how much paperwork there is, well, buying a house means quadruple that paperwork. There literally is a paper to sign stating that you’ve signed the...Should I Go With the Builders Lender?
I’ve worked with several buyers over the years who after talking with the lender on-site at a new development have decided to go with the builder’s lender rather than myself. You can imagine how frustrating that can be, but, that goes with anything. In any...
Can I Still Buy a House with Low Income?
I love, LOVE talking to people wanting to buy a house, and especially for the first time. I love problem-solving and figuring out solutions that will really work for my clients, and not just immediate but for the future too. I want all my clients, whether they are...Is the HERO Program a Good Idea?
The HERO Program is a Property Assessed Clean Energy Program provided by the Federal Government to provide financing for energy-efficient, water efficient, and renewable energy products to home and businesses in approved communities, specifically in California. This...5 Ways to Tell if a Loan Officer is Ripping You Off
It doesn’t matter what industry you are in, chances are there are scammers in just about every profession. And it’s only getting worse. We really need to keep our feelers up when it comes to scams, hackers, and those just trying to get your money or your...How Can I Raise My Credit Score Quickly?
If you search for quick fix credit repair on the Internet you’re likely to get thousands of responses but surprisingly, it’s not that quick to actually do the job. I get this question a lot and that’s not surprising at all because most people want to...Secrets to a Great VA Home Loan
Anyone that has chosen to serve the USA through military services both presently and in the past is usually eligible for a VA loan. This loan is backed by the Veterans Affairs and is specifically reserved for those that have actively served. THANK YOU, BY THE WAY!!...How to Do a Cash-Out Refinance on a Rental
You have a rental property. You don’t want to give it up but you do want to refinance it because rates are low and you may have purchased the property when rates were high. Or, you’re just looking to pull some money out of the rental property to either...When Should I Lock in a Mortgage Rate?
When is the right time to lock in a mortgage rate? This is an open-ended question. I’ve had people ask me when the best time is to lock in their rate even the best time of day or the day of the week. But the best time to lock in a mortgage is usually when the...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.